The story begins by introducing the Girdlestone family and their business, laying the groundwork for the central plot. John Harston’s appointment and Thomas Gilray’s investment reveal the financial schemes underpinning the narrative. Characters like Captain Hamilton Miggs and the eccentric modern Athenian society add color to the setting. The narrative explores the financial dealings of the Girdlestones and the ethical dilemmas they face, setting the stage for growing tensions. The focus shifts between personal ambitions, societal commentary, and the foundations of deceit that will drive the story forward.

PREFACE
CHAPTER I. MR. JOHN HARSTON KEEPS AN APPOINTMENT
CHAPTER II. CHARITY A LA MODE
CHAPTER III. THOMAS GILRAY MAKES AN INVESTMENT
CHAPTER IV. CAPTAIN HAMILTON MIGGS OF THE "BLACK EAGLE"
CHAPTER V. MODERN ATHENIANS
CHAPTER VI. A RECTORIAL ELECTION
CHAPTER VII. ENGLAND VERSUS SCOTLAND
CHAPTER VIII. A FIRST PROFESSIONAL
CHAPTER IX. A NASTY CROPPER
CHAPTER X. DWELLERS IN BOHEMIA
CHAPTER XI. SENIOR AND JUNIOR
CHAPTER XII. A CORNER IN DIAMONDS